Partner Partner Content Global Travel Requires Local Planning First

International travel offers unforgettable experiences — but it also requires thoughtful preparation. Beyond booking flights and packing essentials, one important step is reviewing your estate plan before departure.

At Florida Trust, we consistently see an increase in client meetings ahead of major international trips mainly because travel introduces uncertainty. Delays, disruptions, and unforeseen events can happen anywhere in the world, and having your legal and financial affairs in order provides invaluable peace of mind.

In addition to typical travel logistics, 2026 brings new considerations. Travelers heading to Europe should be aware of the rollout of the ETIAS (European Travel Information and Authorization System), now required for visa-exempt visitors entering the 29 Schengen countries. While not a traditional visa, ETIAS authorization must be obtained in advance and is linked to your passport. Be sure to apply early and confirm your documentation aligns with your travel itinerary.

Geopolitical tensions are also shaping travel conditions, which have increased security concerns across parts of the Middle East and surrounding regions. Travelers may experience airspace restrictions, longer flight routes, increased security screenings, and potential travel advisories impacting nearby destinations. Even if your destination is not directly affected, connecting flights and insurance coverage could be impacted. Be sure to monitor State Department guidelines and airline updates.

All of the above make it wise to review your estate planning documents in advance of travel, as well, ensuring your wishes are carried out and your loved ones are protected should something unexpected occur.

Last Will and Testament – Your will outlines how your assets will be distributed upon your death, names the person responsible for administering your estate, and designates guardians for minor children or dependents. Keeping this document current ensures your intentions are clearly defined.

Revocable Trust – A revocable trust allows a designated trustee to manage your assets if you become incapacitated. It provides instructions for asset distribution and helps avoid probate, preserving both time and financial resources for your beneficiaries.

Durable Power of Attorney – This document authorizes a trusted individual to manage your financial affairs if you are unable to do so. Your agent can pay bills, access accounts, handle insurance matters, and manage property. Before traveling, ensure all relevant financial information – account details, titles, insurance policies, and secure access credentials—is organized and accessible to your agent.

Health Care Surrogate Designation – This appoints someone to make medical decisions on your behalf if you cannot communicate your wishes. Choosing the right person and ensuring they understand your preferences is critical.

Living Will – A living will specifies your wishes regarding end-of-life medical care. It provides guidance to both your healthcare surrogate and medical providers during difficult situations.

In addition, reviewing beneficiary designations on retirement accounts, life insurance policies, and financial accounts is essential. These designations override your will, and outdated or missing beneficiaries can unintentionally trigger probate—something easily avoided with proper planning.

International travel is meant to be enriching and enjoyable, but preparation extends beyond itineraries and reservations. At Florida Trust, we help clients identify the appropriate legal documents, select trusted advisors, and maintain organized estate plans. With thoughtful preparation, you can travel confidently, knowing you’ve taken the necessary steps to protect yourself and your loved ones. www.floridatrust.com. 

About Florida Trust Wealth Management 

Florida Trust Wealth Management is an independent state-chartered trust company with more than $5.5 billion in assets under management that provides Family Office and Wealth Management Services, including investment management, trust administration and financial counsel to high-net-worth individuals, families, businesses, foundations and endowments. The firm is focused on wealth management services that are absolute-return oriented and performance driven. Offices in Sanibel-Captiva, Fort Myers, Naples, Marco Island, Tampa, St. Petersburg, Belleair Bluffs and Tarpon Springs. floridatrust.com 

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